Massachusetts Public Health Insurance
There are many public health insurance plans and options that make healthcare accessible to all Massachusetts residents. These services are provided through the U.S. federal government or Massachusetts Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you are unable to afford other health insurance options, you reach the appropriate age bracket, or are disabled.
ObamaCare, The Affordable Care Act
Obamacare, or the Affordable Care Act, refers to any health insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may also qualify for cost assistance or government subsidies. Massachusetts Medicaid: Health Insurance For Low Income
Massachusetts Medicaid: Health Insurance for Low-Income
is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Massachusetts was one of the early adopters in expanding their Medicaid program and has a very robust and diverse coverage plan. This has resulted in the state having a very low uninsured rate.
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. In 2015, the Massachusetts Medicare population reached 1.2 million.
Massachusetts Medicare programs and services include:
- Coordinated Care Programs
- Long-term care
- Various waivers